What Are Credits?
Credits are Rajvidya's universal currency for premium features. Instead of per-feature subscriptions, you buy credit packs and spend them on AI Pandit conversations, Vastu audits, Hastarekha readings, numerology analysis, advanced reports, and more. Think of credits like "astrology tokens"—you load them and spend at your pace. Credits NEVER expire, so you can use them whenever you want.
Free vs Premium Features
Completely FREE:
- Kundli (Birth Chart) creation & storage
- Parashara, Jaimini, KP, Lal Kitab chart visualizations (all 4 systems)
- Dasha calculations & timeline
- Yogas & auspicious/inauspicious combinations
- Rashifal (daily/weekly/monthly/yearly horoscopes)
- Panchang (daily cosmic calendar)
- Planets Interpretations (9-planet analysis)
- Chart exports (PDF, images, links)
Credit-Gated (Premium):
- AI Pandit – 2 credits per conversation. Ask life questions; AI analyzes your chart for personalized guidance.
- Vastu Analytics – 3–5 credits per home audit. Space energy analysis with dosha detection and remedies.
- Hastarekha (Palmistry) – 1–2 credits per reading. Hand analysis with optional astrology fusion.
- Numerology – 1–2 credits for basic profile; name corrections and brand numerics à la carte.
- Birth Time Rectification – 2–3 credits. Professional service to pinpoint your birth time.
- Advanced Reports – Composite charts, synastry (relationship compatibility), progressed charts, etc. 1–5 credits depending on complexity.
- VIP Consultations – Optional paid astrologer sessions (separate from credits).
Credit Packs: How to Buy
Rajvidya offers tiered credit packs named after Vedic concepts:
| Pack Name | Credits | Approx Cost (INR) | Approx Cost (USD) | Best For |
|---|---|---|---|---|
| Sadhaka | 5 | ₹99–149 | $1.50–2 | Try 2–3 AI Pandit queries |
| Saptarishi | 20 | ₹399–499 | $5–6 | One Vastu audit + AI chats |
| Bhrigu | 50 | ₹899–999 | $11–12 | Monthly user habit |
| Mahapurusha | 100+ | ₹1,499–1,999 | $18–25 | Heavy users, astrologers |
How to Purchase:
- Log into your Rajvidya account.
- Go to My Account > Subscription or click "Buy Credits" button.
- Select a pack size.
- Choose payment method (Razorpay, card, UPI, bank transfer—varies by region).
- Complete payment. Credits appear in your account instantly.
Spending Credits
Example Spending Scenarios:
- Sadhaka Pack (5 credits): Use on 2 AI Pandit conversations (2 + 2 = 4 credits) and save 1 for later.
- Saptarishi Pack (20 credits): One Vastu home audit (5) + four AI Pandit conversations (8) = 13 credits. 7 left.
- Bhrigu Pack (50 credits): One Numerology profile (2) + one Hastarekha reading (2) + ten AI queries (20) + one Vastu audit (5) + one Birth Time Rectification (3) = 32 credits. 18 remaining for future use.
Credit Balance: Always visible in your account dashboard (top right: "Balance: 23 credits").
Do Credits Expire?
NO. Credits never expire. Once purchased, they remain in your account indefinitely, even if you stop using Rajvidya for months. Use them whenever you want, no rush.
Special: Astrologers Get KP & Jaimini Free
If you've upgraded to an Astrologer Account, you get:
- Full access to KP (Krishnamurti Paddhati) system — no credits needed
- Full access to Jaimini System — no credits needed
- Up to 50 client profiles (vs. 10 for normal users)
- Professional practice tools (client notes, appointment calendar, etc.)
This makes Astrologer Account ideal for working professionals who analyze multiple charts daily.
Refund Policy
Credits are non-refundable once purchased. However, if you encounter a technical issue that prevents you from using purchased credits, contact support for investigation and potential credit adjustment.
Bulk Discounts & Promotions
Rajvidya occasionally offers:
- Seasonal sales – Extra bonus credits during festivals or promotions
- Loyalty rewards – Free credits for leaving reviews or referring friends
- Bundle deals – Chart pack + Numerology combo discounts
Check your My Account > Promotions section for active offers.
PRO Subscription vs Credits
PRO Subscriptions (12-month plans) are separate from credits. PRO gives you white-label branding, unlimited profiles, team seats, CRM, and SMTP access—tools for professional practices. Credits remain for ad-hoc premium feature access. Many PRO members also buy credits for AI Pandit or advanced reports.
Track Your Credit Usage
Go to My Account > Usage to see:
- Total credits purchased (lifetime)
- Credits spent per module (AI Pandit, Vastu, etc.)
- Current balance
- Transaction history with dates and amounts
What's Next?
Ready to buy credits? Head to Using AI Pandit, Vastu, Hastarekha & Numerology to see which premium modules suit your interests. Or explore Free vs Astrologer Account & PRO Plans if you're considering a major account upgrade.